Financial resources of households – guarantee of a sustainable financial system of Ukraine

Анотація

Introduction. Ukraine's financial system needs some changes: development and adoption of a strategy for financing sustainable development, which should take into account all possible sources of funding - from public and household to domestic and international. The purpose of the paper is to study the theoretical aspects of financial resources of households, determine the status and structure of sources of their formation in Ukraine during 2015-2020. Results. Household finances are part of the country's financial system and have a significant impact on economic potential - due to the active participation of household members in various areas of financial relations. The task of the financial system in the context of sustainable development is to "serve" sectors of the real economy and provide a wide range of financial services for households. In terms of finding sources of formation and use of financial resources of the state, the priority level is microeconomic. Households act both as consumers of goods and services and as producers of certain types of goods and services. They are part of the national income of the country, as the household is a direct participant in social production, in particular through the supply of factors of production, which allows the entity to participate in the distribution and redistribution of national income and claim a share. Conclusion. Financial resources of households play an important role in social reproduction, the main purpose of which is to ensure a continuous process of recovery of the labor force with financial resources. In order to improve the financial capacity of the state, it is necessary to create conditions for increasing the financial resources of households and creating a basis for investment development of the national economy.

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