ФАКТОРИ ТА ПЕРЕДУМОВИ РОЗВИТКУ FINTECH ІННОВАЦІЙ У НАЦІОНАЛЬНІЙ ЕКОНОМІЦІ
Анотація
The article summarizes and systematizes the approaches of domestic and foreign researchers to determine the factors and prerequisites for the development of FinTech innovations in the national economy. Based on the analysis of scientific sources, the author proposes to identify technological development as the main prerequisite and basis for the development of FinTech innovations, and the global financial crisis of 2008 as the trigger for the transformation of the financial sector and its dynamic digitization. The factors that contributed to the diffusion of technological innovations in the financial sector are classified into three groups: factors of change in consumer demand, factors of crisis of traditional banking and factors of regulatory nature
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