The Structural Analysis of the Insurance System of Ukraine

Анотація

The article is aimed, proceeding from the theoretical research and studies, at analyzing the content of the concept of «insurance system» and its structure, providing characterizations of the elements included in it. In the working process, the methodological approach to the structural analysis of insurance system was used and the system method was applied in order to define its essence and elements, which allowed studying the insurance system as a whole. The system method was applied for the generalizing, systematizing, and interpretation of results of the study on the insurance system of Ukraine, in combination with critical analysis. The obtained results allow to submit that an insurance system is a complex, which includes five main elements (insurance companies, reinsurance companies, branches of the non-resident insurers, mutual insurance societies, insurance and reinsurance pools). A methodology of determining the essence and structure of an insurance system has been elaborated that has provided the basic criteria (legislative origin, operating in the insurance market and purchasing risks with the subsequent insurance of these, «production» of the insurance products that can be sold to the insurance intermediaries), using of which can be reasonable in the assigning elements to an insurance system. Further theoretical studies of insurance system and its elements will contribute to the harmonization of the existing concepts and actualization of the new scientific issues, as well as development of new approaches in terms of the methodology of studying the insurance activity.

Класифікація

Схожі роботи