EVALUATION OF OPPORTUNITIES FOR THE INTRODUCTION OF BASEL III IN RESPONSE TO THE ACTIVITIES OF NON-PAYABLE BANKS

Анотація

The article examines the main changes in the requirements for bank capital in the framework of the adoption of the Basel III package. The measures of the National Bank of Ukraine aimed at increasing the stability of the banking sector of Ukraine are evaluated. Also, key issues of the further development of the Ukrainian banking system are considered. The theoretical questions of the evaluation of the implementation of Basel III concerning the restoration of the activity of insolvent banks have been researched. Conceptual differences between the current and the new liquidity norm are considered. Attention is drawn to the adaptation of Ukrainian rules to international standards. The value of the coefficient of liquidity coverage is shown to ensure the stability of banks. Attention is drawn to the fact that, along with the introduction of new standards, Basel III is undergoing a banking supervision reform. Stress testing of banks is described in detail. It is noted that the change in the structure of bank capital will contribute to the stabilization of the banking system. The qualitative effect from the implementation of Basel III requirements for individual banks is highlighted. Indicators that show positive dynamics with the implementation of Basel III are described. As a result of the implementation of the recommendations of the Basel Committee, the National Bank of Ukraine expects an increase in the financial stability of banks and the global financial system. With the introduction of updated standards, a positive effect will be expected, which will consist in returning banks to simple business schemes, strengthening the discipline of OTC derivatives trading and unifying trade with them. It is noted that the banking system as a whole shows positive dynamics as a result of the introduction of Basel III. The introduction of the new Basel III standards greatly enhances the requirements for the quality and structure of bank capital, in particular, introduces new minimum capital adequacy requirements of the first level, which increase its stability and transparency, as well as its constituent part -base capital.

Класифікація

Ідентифікатори

Схожі роботи