ENSURING STABILITY OF UKRAINIAN BANKING SYSTEM IN CONTEXT OF INSTITUTIONAL TRANSFORMATION

Анотація

Urgency of the research. The stability of banks determines the competitiveness of the economy, therefore the issue of optimizing the institutional structure of the Ukrainian banking system, including a result of the foreign capital expansion, is important. Target setting. Since 2005 in the banking system of Ukraine the share of foreign banking capital has increased significantly, whose impact on the economy is not unambiguous. In turn, the institutional transformations of the banking sector directly affect the capitalization of the banking system and the financial support of national economy. Actual scientific researches and issues analysis. The analysis of the stability of the banking sector is devoted to the works of such researchers: F. Allen, D. Diamond, O. Dzyublyuk, H. Minsky, I. Lyuty, K. Pavlyuk, L. Pylypenko, T. Smovzhenko, O. Vladymyr and others. Uninvestigated parts of general matters defining. The problem of identifying the mechanisms and instruments for restoration and ensuring the stability of the national Ukrainian banking system requires further elaboration based on empirical research. The research objective. Evaluation of the impact of institutional reforms of the Ukrainian banking system on its stability, identification the mechanisms to ensure its sustainability and competitiveness. The statement of basic materials. Based on the sample of data the influence of structural changes of the banking system on its sustainability was analysed. The indicator of the regulatory capital was used as a proxy for financial sustainability of the banking system. Conclusions. The increasing the number of banks with foreign capital has a positive effect on the adequacy of regulatory capital of the banking system, the increasing the number of banks with national capital is negative. This suggests when performing the certain conditions expansion of foreign banks can be used as a tool for ensuring stability and efficiency of the banking system.

Класифікація

Ідентифікатори

Схожі роботи