MANAGEMENT OF THE INVESTMENT PORTFOLIO OF INDIVIDUALS DURING INFLATION

Анотація

Inflation is usually defined as a constant increase in the average prices of goods and services in a certain region. Searching for ways to take inflation into account when choosing investment areas and developing an investment portfolio is an urgent problem today. The purpose of the study is to develop a methodology for choosing and improving an investment portfolio in the period of inflation. The following research methods are used in the work: analysis – when considering existing strategies for forming an investment portfolio and increasing its profitability, synthesis – when formulating the definition of an investment portfolio, comparison – when considering the impact of inflationary processes on the profitability of financial instruments in Ukraine and the world, financial analysis – during selection shares in the recommended investment portfolio. Results. It has been established that an investment portfolio is a set of financial investments: shares, bonds, goods, cash. Five of its most widespread types can be identified: aggressive; protective; income portfolio; speculative; hybrid. It has also been established that there are six common investment strategies in the world: Warren Buffett, Paul Merriman (buy and hold, Ivy League universities, Bill Schultheiss (coffee shop portfolio), Bill Bernstein, Harry Brown. The procedure for registering a brokerage account in the USA for an individual resident of Ukraine is summarized: obtain an EIN, submit an SS-4 form, register a US LLC, open a brokerage account for the purchase of fractional shares of American companies included in the S&P 500 index. Practical implications. In terms of the impact of inflation on the return on investment, US companies were chosen as the most appropriate for investment, because their economy is characterized by the dominance of the service sector and the knowledge economy, and the manufacturing sector is the second largest in the world. When selecting stocks for the portfolio, their Performance, P/E Ratio, DPR and other indicators were taken into account, as well as the graphs of stocks during the crisis of 2007–2008 and during the pandemic and inflation of 2021–2022 were analyzed in order to compare the behavior of quotations during crisis even now. 25 shares of the S&P 500 index were selected for the recommended investment portfolio. Value/originality. The most stable and profitable investments in the period of inflation are investments in companies engaged in the retail trade of food products, the production and sale of snacks and semi-finished products, fast food, beverages, as well as restaurant chains, biopharmaceuticals companies, companies in the field of health care, agricultural products, insurance and energy companies engaged in exploration, development and production of oil and gas.

Класифікація

Ідентифікатори

Схожі роботи