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PECULIARITIES OF FORMATION OF BANKING CAPITAL IN UKRAINE

Lyubov PetikVasylyna Pidkorchevna

Анотація

peculIarITIes Of fOrmaTIOn Of banKIng capITal In uKraIne summary.The article analyzes and defines the essence of the concept of «bank capital».The classification of bank capital is determined.The structure of bank capital is presented.bank capital is capital formed at the expense of own funds, that is, the residual value of a bank's assets, after deducting all its liabilities, is raised for the purpose of carrying out banking activities for profit.The strategic tasks of increasing the capital of Ukrainian banks are proposed.Prospects for development of sources of growth of bank capital are analyzed and evaluated.The capital structure of some of the largest banks in Ukraine is considered.Cash contributions for the formation and increase of the authorized capital of the bank are made by Ukrainian residents in UAH and non-residents in foreign currency freely convertible or in UAH.The current stage of development of the banking system of Ukraine is accompanied by a low level of banks' equity.This is influenced by a number of factors that are divided into external and internal.Internal factors include the size of active transactions, the specifics of the bank's customers, as well as the nature and level of risk of active transactions that need to be investigated at the level of individual banks.External include: inflation, GDP, external debt, the level of development of the banking system, the level of development of the securities market, the discount rate, etc.The features of the formation of banking capital and the minimum size of the authorized and regulatory capital of banks are determined.The peculiarities of the functioning of Ukrainian banks are the tight control by the National Bank of Ukraine of compliance with economic standards, the basis for the calculation of which is equity.The possibility of attracting additional funds from the bank depends on the efficiency of managing its own capital formation.In this regard there is a need to create such a system for managing the formation of a bank's equity, which would ensure sustainable development of banking activities.The problems of formation of bank capital and perspective ways of their solution are investigated.

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