Impact of Tendencies of Social Insurance on Development of the Insurance Protection System in Ukraine

Анотація

The article is aimed at researching the current tendencies of social insurance and their influence on the development of insurance protection in Ukraine. It is determined that the existing system (model) of social insurance in Ukraine belongs to the social-democratic, which presupposes active participation of the State in social security and social insurance and, unlike similar systems in other countries, is State-operated. The current status is researched and tendencies of development of social insurance both abroad and in Ukraine are defined. It is determined that the social insurance system established in Ukraine is insufficiently effective, informationally closed, opaque and poorly controlled, which leads to large-scale abuses. It is emphasized that among the measures to improve the system of social insurance in Ukraine public-private partnership is quite weighty, able to ensure the attraction of additional financial resources to the system. The author suggests reform of social insurance in general and of the pension system in particular by intensifying development of the third level of pension provision, based on the non-State pension funds and the combination of opportunities of both social and personal (commercial) insurance for the implementation of pension and health insurance.

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