СтаттяЗовнішня публікація🌐 українська1 січня 2025 р.

The main trends in the development of financial innovations in the digitalization of Ukraine's economy

Inna FomichenkoIhor StashkevychORCIDOlena BurtsevaL. ByvshevaORCID

Анотація

The article examines current trends, as well as reveals the characteristics of financial innovation in such classes as radical and socially oriented, banking products and services, service channels, internal processes. The challenges and threats of the banking business, which are caused by the spread of digitalization of the economy and affect the emergence of financial innovations, have been identified. The main forms of intensification of innovative development of entrepreneurship in the conditions of digital transformation of economy are considered. The classification of fintech according to the Basel Committee on Banking Supervision has been studied. The leading foreign experience in the use of financial innovations is analyzed, its dynamic development is proved on the basis of the analysis of statistical data. The state of the Ukrainian fintech market is studied and the main problems of its functioning are revealed.

Класифікація

Домен

Social Sciences

Галузь

Economics, Econometrics and FinanceBusiness, Management and Accounting

Підгалузь

General Economics, Econometrics and FinanceEconomics and EconometricsManagement Information Systems

Тема

★Digital Transformation in Financial ServicesLabor Market and EducationFinTech, Crowdfunding, Digital Finance

Ідентифікатори

DOI: 10.12958/1817-3772-2025-4(82)-51-58

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