The dominants of financial enlightenment of Ukrainians in the conditions of decentralization (the experience of Poland and Germany)

Анотація

In condition of systemic reforms which take place in Ukraine, changes of access to financing of educational process, revealing of the current dominant of financial education of Ukrainians and the level of their financial literacy and culture became needful. Their research is actual and one that should be introduced into the state monitoring system for the correction of the dominant components of the educational process and labor market demands. Taking into account foreign experience (Poland and Germany), the specificity of educational reforms in the conditions of internal competition between administrative-territorial units (lands, provinces, communities) on a number of social and financial indicators is complicated. The paper assesses current functioning condition of financial enlightenment of ukrainians in the conditions in Ukraine according to the results of the first stage of financial decentralization. So, there are the Human Development Index in Ukraine, Germany, Poland in 1990 The article presents the stages of development of the education system in conditions of decentralization in Poland, Germany and Ukraine. It is argued that in the condition of reforming of educational system and decentralization in Ukraine, on the background of technological modernization of the world industry, it is appropriate to modernize all areas of educational training. Along with this, they must have a high level of financial literacy. At the same time, all subjects of the educational process should be oriented on current labor market demands, competitive advantages and should maximize their own financial inflows from the provision (or receipt) of educational services. The article proposes to solve the problems of increasing the financial education of citizens in the conditions of decentralization by means of fundamentalization of the general trend in the system of education and the use of the tools, mechanisms and sources mentioned in the article.

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