The Prospects for Development of Modern Payment Technologies in Ukraine
Анотація
The article is aimed at researching the status of modern payment technologies and determining the prospects for their development in Ukraine on the basis of foreign experience. The status of introduction of modern payment technologies in Ukraine is considered; information on banks that provide clients with maximum possibilities of remote account management is systematized; status of payment acceptance infrastructure in the regions of the country is characterized. The factors limiting development of the market of non-cash payments are defined, the necessity of further improvement of the payment acceptance infrastructure in Ukraine is indicated. A more active promotion of Direct Debit method for regular payments of clients is suggested; dynamic implementation of secure service Android Pay, contactless system of payment, also the virtual POS-terminals for small business. The proposed measures will help to optimize banks’ activities by refusing cash and cards, improve safety and convenience of settlements for clients.
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