MORTGAGE LENDING: TRENDS AND PERSPECTIVES IN UKRAINE

Анотація

This article is devoted to the study of the theoretical and practical issues of the development of mortgage lending in Ukraine. The paper examines the economic and legal aspects of the essential basis of mortgage and mortgage lending. Trends of mortgage lending are analysed, in particular in terms of the following indicators: the volume of mortgage loans issued, the amount of mortgages, the number of mortgage loans, the maximum number ofmarket participants. The research period in the work is 2017-2021. The article analyses such indicators of residential mortgage lending as: indicators of purchasing activity of the population in the housing market, indices of housing prices in the primary and secondary market, residential mortgage lending to individuals for the purchase, construction and reconstruction of real estate in terms of currencies. In the work, a comparative analysis of the conditions for providing mortgage lending by leading banks in accordance with the sustainability rating was carried out.The conducted analysis of the peculiarities of the functioning of the mortgage housing lending market in Ukraine made it possible to form the key directions for the activation of this type of lending with the participation of the state and the banking sector.

Класифікація

Ідентифікатори

Схожі роботи