Prerequisites of Formation of the Mechanism of State Regulation of the System of Commercial Insurance

Анотація

The article analyses establishment of the domestic system of commercial insurance with consideration of genesis of mechanisms of its regulation. It shows that the basis of the state regulation of insurance should be formed by the model of economic and historical process of establishment and development of commercial insurance, allowing to reveal the role of the state in formation of efficient instruments of administration and development of this system. The article establishes that evolution of formation of the state mechanism of administration is a reaction to imperfection of mechanisms of self-regulation of the system of commercial insurance. It argues that the national model of state regulation has specific features of the continental model, which is manifested in the applied forms of regulation. The author tracked formation of the modern mechanism of state regulation of the system of commercial insurance in genesis, which allowed trustworthy establishment of its specific features and prospects of development.

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